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Adrienne A. Harris is the Superintendent of the New York State Department of Financial Services (DFS), where she plays a pivotal role in overseeing the financial services industry in one of the world's largest financial markets. Appointed by Governor Kathy Hochul and confirmed in January 2022, Harris brings a wealth of experience from both the private and public sectors to her position. Her career is distinguished by her deep expertise in financial regulation, policy-making, and her commitment to consumer protection.
As Superintendent, Harris has prioritized fostering innovation in financial services, enhancing consumer protection, and addressing climate-related financial risks. She has been a vocal advocate for leveraging technology to improve financial services while ensuring robust regulatory frameworks to protect consumers. Her focus on climate risk underscores her forward-thinking approach, recognizing the long-term impacts of climate change on financial stability.
Before her tenure at DFS, Harris made significant strides in both the private and public sectors. Her public service includes notable roles during the Obama administration, such as Special Assistant to President Barack Obama for Economic Policy and Senior Advisor at the U.S. Treasury Department. In these capacities, she contributed to critical economic policy decisions during a pivotal time for the U.S. economy. After leaving the White House, Harris went on to serve as General Counsel and Chief Business Officer at States Title, Inc. (now DOMA), which provides a more simple and affordable closing experience for homebuyers.
Harris also served as a Professor and as Faculty Co-Director at the Gerald R. Ford School of Public Policy's Center on Finance, Law and Policy at the University of Michigan as well as a Senior Advisor at the Brunswick Group in Washington, D.C.
She earned her Bachelor of Arts degree in international relations from the University of Pennsylvania, followed by a Juris Doctor from Columbia Law School and an MBA from New York University Stern School of Business.
Videos
Speech Topics
Fintech Adulting: an industry in adolescence
FinTech has become a popular term and an even more popular industry. The types of innovations that have emerged, the investor set, and the response of incumbents and regulators is changing dramatically. These changes are no coincidence, and they are far from the last for fintech and financial services. What’s driving these changes? What’s next on the horizon? And how will it impact your industry, markets and customers?
What the Future Fintech Brings to Your Industry
You might think fintech is just about changes to the financial services industry, but if you did, you’d be wrong. Fintech isn’t just about financial services, it’s about a fundamental change in the way we do business - whether payments, financing, bookkeeping, insurance, or any other financial service upon which your business relies. Even if you’re not a financial services business, you need to understand these changes, or else your business may get left behind.
Financial Health
Seventeen percent of Americans are financially vulnerable and 55 percent are coping. Almost half of Americans do not have enough to cover three months of living expenses. Why, even when we make responsible financial choices do we still come up short? Why are the simple financial choices we all make every day so daunting and hard to get our arms around? And what can financial services and fintech do to help?
Geopolitical Landscape & Business
The geopolitical landscape is increasingly complicated. Whether you operate just within the US or as a global company, there’s no escaping that the political and regulatory landscapes will impact your business. It’s crucial that you understand how.
What’s Your Money Worth?
Money is used in a variety of different ways - from buying things, to experiences, to access, and even outcomes. Find out why all “dollars” are not created equal, and how the use and the user change the value of money, and why this matters for society.
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