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Dan Veto  

Founder & Managing Partner at Retirement Spark!

Dan Veto has been considered by many to be at the vanguard of the “age wave” demographic and social imperative. Mr. Veto’s pioneering efforts have guided leading organizations, their distributors and their clients to recognize the exciting promise and critical new financial and lifestyle responsibilities associated with finding fulfillment at age 50+.

Mr. Veto is a Retirement Life Stage Specialist. He has spent over 2 decades studying the retirement life stage by examining the retirement experience of 100,000 individuals and speaking directly with people in approximately 100 locations from all walks of life about the exciting promise and critical new responsibilities associated with increasing longevity and the changing nature of retirement.

Speech Topics


How the Modern Family Is Transforming Aging, Retirement and Community

We are all familiar with families like the Cleavers or the Simpsons—Dad, Mom, and 2.5 kids happily living under one roof in the suburbs. But over the past 100 years, significant demographic and economic changes have dramatically transformed the American family and communities across the country. We no longer live in a world where most people are the member of a “nuclear family.” How is today’s modern family—or post-nuclear family—different? How do—and will—family changes impact health and care needs, the workforce, housing, legacy, leisure, social services, and financial planning? What are the implications for businesses and aging service providers? How do we navigate the potentially complicated relationships and compelling challenges faced by modern families in retirement and later life, such as blending families together and bridging the miles between relatives living in faraway communities? This presentation covers four trends that, in concert, have transformed and continue to profoundly influence today’s families: Unprecedented longevity, family complexity, financial interdependence, and women’s rising influence.

Re-Visioning Retirement: New Timing, New Purpose, New Planning, New Funding

Everyone’s retirement clock has been reset as a result of the recession. But highly acclaimed Age Wave research reveals a surprising finding: This could be a good thing, for individuals, the consumer marketplace and financial planning professionals.

This presentation will explore: Why financial “peace of mind” has become far more important than “wealth” in the new American dream. How women’s rising financial power is transforming their attitudes and behavior toward money, their family dynamics and the field of retirement planning. How the adult lifestage demands of eldercare, sibling care, grandparenthood, singlehood and rehirement will dramatically impact retirement preparation and funding. We’ll also discuss the products, services and guidance people now seek from financial professionals to safeguard a successful retirement while avoiding the five retirement “wildcards” that could shatter their dreams.

How the Age Wave Will Transform the Marketplace - and Our Lives

Increasing longevity, declining fertility and aging baby boomers are triggering an enormous “age wave.” This demographic tsunami has the potential to create ground-breaking marketplace and work/talent opportunities—and equally compelling social and financial challenges.

This informative, motivating and entertaining presentation will explore: How will people use their newfound “longevity bonus?” Why will the “cyclic” lifeplan replace the traditional “linear” model? How will aging boomers change established paradigms of work, leisure, learning and retirement— as well as lifetime brand loyalty? What’s the most effective way to market and sell to “middlescent” boomers wishing to enrich the quality of their lives, while forestalling aging? Why is managing a four- generation workforce the new diversity mandate?

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