Custom marketing / publications programs, strategic marketing and planning targeting the baby boomer and mature consumer. Pre-retirement and retiree print and seminar communications, retirement preparation and counseling; Member company of the Maturity Markets Collaborative. Innovative and effective training, benefits communication, market research and relationship marketing programs for Financial Services, Insurance, Banking, Senior Housing. Research consulting, design, and analysis.

Vice President & Director, Special Projects (1980 - 92) Retirement Advisors Div'n., Hearst Business Communications Inc., NY, NY. Nation's largest private sector retirement communications and retirement planning company.

National Boards of Directors Membership National Association for Senior Living Industries, 1985 - 1994; 1996 - 1999: Founding Board Member, 1985; Chairman, Aging Association & Public Sector Council 1985 - 1990; Co-Chair, Task Force on Industry Terms and Definitions, 1986-1988; Academy of Masters Task Force, 1989-1994; Executive Committee, 1996-1999; Chair, Mature Market Commission, 1996-1999t; Editorial Board, SPECTRUM Magazine 1994-1999; Leadership Roundtable, 1998-99.

American Society on Aging, 1987 - 1992; 2000 - 2003: Chairman, Business Forum on Aging 1990 - 1992; Executive Committee, Business Forum, 1988 - present; Chair, Membership & Organization Committee, Business Forum, 1988 - 1990; Co-Chair Retirement Planning Council, 1986-1988; Development Advisory Committee, 1990-present; Nominating Committee, 1992-present; Awards Selection Committee, ASA Business of the Year Award, 1992-present; Chair, Aging Today Editorial Board, 1995-2001; Chair, Editorial Board, Business Forum Networker, 1998- present; Chair, Membership Committee, 2000-2003.

International Society of Retirement Planners, New York Chapter, 1986 - 1991; National ISRP: Editor, Retirement Planning national journal, 1987 - 1991; Co-publisher, 1993 - 1997

National Advisory Boards Membership U.S. Administration on Aging, Business and Aging Leadership Roundtable, 1994-1995; U.S. Assistant Secretary on Aging Appointee

U.S. Administration on Aging, Private Sector Management Committee, 1990-1994; U.S. Commissioner on Aging Appointee

National Institute on Financial Services for Elders (NIFSE), National Council on Aging,Vice Chairman for Development, 1997 - present

National Eldercare Institute on Business and Aging, U.S. Administration on Aging, 1991-1994

SENIORNET, Board of Advisors, 1990 - 1994

Boettner Research Institute of Financial Gerontology, University of Pennsylvania, 1990-1993

Aging Today (American Society on Aging), Editorial Board, 1992 - present; Chairman, Editorial Board, 1994 - 2000

Maturity Market Perspectives, Editorial Board, 1990 - 1993

State University of New York, Westchester Community College, Retirement Institute, 1983-1998

Professional Presentations / Speaking Engagements / Keynote Addresses

American Ass'n. of Retirement Communities; American Psychological Ass'n.; American Soc. on Aging; American Express Co.; Assisted Living Federation of America; Brookdale Inst. on Aging-Columbia University; Business and Aging Leadership Roundtable - U.S. Admin. on Aging; Business Council of S.W. Connecticut; Catalyst Benefits Inc.; Direct Marketing Ass'n.; Direct Marketing Days -New York; Executive Enterprises Mature Market Seminars; Florida Council on Aging; Florida Direct Marketing Ass'n.; Florida State Business & Aging Conference; Illinois Manufacturers Ass'n.; InfoLine Mature Market Seminars; Inst.of Food Technologists, CT.; Int'l Society of Retirement Planners; Japan External Trade Organization; Japan Research Institute / SMART Senior Consortium; La Presse Bayard; Leadership Florida; Lockwood Financial Services; MKJ Marketing Inc.; National Academy of Management; Nat'l Ass'n Area Agencies on Aging; Nat'l. Ass'n. of Home Builders; Nat'l. Ass'n. for Senior Living Industries; Nat'l. Council on Aging; National Eldercare Forum-U.S. Administration on Aging; National Eldercare Inst. on Business and Aging; NY State Ass'n of Gerontological Educators; NY Inst. of Food Technologists; The Marketing Institute/ Institute for International Research Mature Market Seminars; Oklahoma Business and Aging Leadership Coalition; Retirement Community Ass'n. of CT.; Roosevelt University - Mesirow Lecture Keynote; Smith Barney, Consulting Services Division; Southwest Society on Aging; Strategic Research Institute Marketing Seminars; Travelers Insurance Co.; TrendSpotting, Inc.; Westchester Co. Office on Women / Sarah Lawrence College; White House Conference on Aging pre-conferences.

Published Articles/Book Chapters Journal of Gerontology; SPECTRUM Magazine; Aging and Work; Training and Development Journal; Bank Marketing Magazine; Retirement Planning Journal; Aging Today; American Management Association Handbook on Human Resources Management & Development (2nd Ed.); Co-author, Successful Wealthspan Strategies (in preparation); Perspectives on Retirement; Selling to Seniors; Co-author 50 Truths about Marketing & Direct Marketing to Seniors; Co-author 77 Truths about Marketing & Direct Marketing to Seniors; Mature Market Commission - NASLI; Business Forum on Aging Networker; Retirement Planning Perspectives; ADVANCE for Audiologists

Baby boomers, Business, Aging, Futures, Management, Marketing, Retirement, Leadership, Personal Finance,