Mr. Sanjay Sharma has been the Chief Operating Officer of NewDay Cards Ltd. since June 2013. Mr. Sharma served as a Member of Managing Board of NAVENSIS Zahlungsverkehrsabwicklungs GmbH. He is responsible for Operations, Customer Service Centre, Information Technology, Payments, Facility Management and Procurement at BAWAG. He served as the Chief Operating Officer of BAWAG P.S.K. from January 1, 2010 to March 31, 2013 and its Member of Managing Board from January 1, 2010 to December 31, 2012. He served as Managing Director, Operations of BAWAG P.S.K. since August 2008. He had various leading functions in international companies, including Barclays Commercial Bank, L.E.K. Consulting and IBM.